David Giertz Gives Take on Social Security

The life insurance and financial planning industry is very important when it comes to ensuring people are financially prepared for the future. One of the leading professionals in the industry is David Giertz, who is currently the SVP of Nationwide Life Insurance Company, specifically in the Nationwide Financial Distribution and Sales division.

Giertz has dedicated the majority of his career to selling products and consulting services to those that are in need with financial planning assistance. Giertz has also gone on record several times, through a number of different interviews, discussing the state of the social security system in the United States. This includes a recent interview with the Wall Street Journal.

While being interviewed by the Wall Street Journal, David Giertz gave a number of candid opinions about the social security system in the United States. He stated that the system was initially formed with good intentions, but it is currently headed toward financial failure without some major change. Currently, the system on cnbc.com is expected to last no more than 25 more years before it starts to lose money. The potential for loss is due to a variety of factors including increased life expectancy, retirement of the baby boomers, and less younger professionals in the country.

Because of the looming issue with social security at https://vimeo.com/davidgiertz, it is very likely that the system will be changing in coming years. One of the most likely changes that will be coming will be a delay in the retirement age. Right now people will receive their full benefit at 67, but that age is likely to be moved back in the near future. It is also likely that the level of income will decline. Giertz further stated on soundcloud.com that due to these changes to the system coming in the future, people need to plan and save even more to compensate.

Brian Bonar: A Versatile, Visionary Business Executive

Brian Bonar is a talented, visionary leader. Born in Scotland, he earned a mechanical engineer degree from Strathclyde University in Glasgow, Scotland. He also has both an MBA as well as a PhD from Staffordshire University in England in International Business Development Studies.

After completing his education, Bonar spent the next 18 years working with IBM Europe. That enabled him to make connections with printer makers in Japan and Korea. Those connections would become valuable later in his career.

After leaving IBM Europe, Bonar held leadership positions in a number of companies. First he spent just over 4 years as director of engineering with QMS. There he was in charge of a team of software and hardware engineers. He then worked with Rastek Corporation as a vice president.

Next, he became sales manager of Adaptec and helped them to connect with printer manufacturers in Asia. In 1994 Bonar founded his own printer company, Bezier Systems. After running it for a year, he became vice president of sales and marketing for the printing company itec imaging technologies from 1995 until 1999.

Bonar then became involved in another industry. He was hired as president of Allegiant Proffesional Business Services a company which sold insurance products. He also became chairman and CEO of Dalrada Financial Services, a position which he still holds.

Bonar was The Solvis Group’s chairman and CEO from 2003 to 2006. In 2006 Brian Bonar founded AMS Outsourcing and in 2011 he became CEO and chairman of Trucept, a temporary staffing and insurance services company. Bonar was also a member of the board of Warning Management Corporation, The Solvis Group, America Marine LLC, Dalrada Financial Corporation and Alliance National Insurance Company.

Recently Brian Bonar has become involved in the restaurant industry in San Diego, California. He hired Patrick Pontasy, an award-winning French chef and opened Bellamy’s. With chef Pontasy’s unique talent and Bonar’s vision and management skills, the restaurant was an instant success.

Bonar then bought a 144 acres of land and built a restaurant and event space called The Ranch at Brandy’s Canyon. The facility also has a working farm. It’s quickly becoming destination dining for locals and visitors alike.

Part of the reason for Brian Bonar’s success in so many industries is his wide array of valuable skills. They include turn around management, restructuring, process improvement, new business development, employee relations, finance sourcing, venture capital, private equity, sales, marketing strategy, and lead generation.

According to Bloomberg, many people describe Brian Bonar as being a strategy oriented, gifted man with the rare combination of problem solving skills and the ability to make things happen. Plus he’s bright, articulate and creative and he’s shown the versatility to be able to succeed in any industry.


Why Is Wen By Chaz Unique?

Wen by Chaz was created by Chaz Dean, an L.A. stylist to the stars. The product line includes several unique products that enhance the strength, texture, shine, and sheen of the hair. These products have been around for several years now, with thousands of women proudly showing off flawless hair after use.

Wen by Chaz products are unique, work wonderfully on all hair types, and have been scientifically-researched so that you get the immaculate results that you seek.

The Wen by Chaz Cleansing Conditioner is the most popular of the products offered in the line. The Cleansing Conditioner is a five-in-one formula that works to deep condition and replenishing the hair while it also cleanses it deep down. The amazing part is that the Cleansing Conditioner works without any water needed. Simply follow the simple instructions on the package and in no time, you’ll have cleansed, conditioned hair. After using the product only one time, you’ll love the results. With continued use, you’ll be ready to go to L.A. and personally thank Chaz Dean for your incredible hair.

This product, as well as the many others in the Wen by Chaz line, is unique for many reasons. You can search, but you won’t find, a product that is as amazing as those created by Dean. Not only does the cleansing Conditioner and other products use natural ingredients to prevent stripping the hair of its natural oils, they also work to revive the health of the hair. The results of the Cleansing Conditioner are noticeable after the very first use. Furthermore, there’s a 60-day money-back guarantee offered with the products sold in the Wen by Chaz hair care line. You can try them out and learn if they exceed your expectations. If not, you can get a refund of your money!

Jewish Region Teaching Center- Kabbalah

Madonna got interested in Kabbalah a move that was also taken by some celebrities in Hollywood. Madonna’s interest led to her opening more than one Kabbalah centers in the United States. Madonna went ahead to invest heavily on the Jewish tradition and was followed by a number of other celebrities including Elizabeth Taylor, Britney Spears, Sandra Bernhard, Paris Hilton, and Marylin Monroe. The big question that has remained in the minds of people is why the big names have decided to change and dedicate to culture and religion they were not born.

According to Sandra Bernhard, the Kabbalah has eliminated 80% of her problems. Another Hollywood celebrity Paris Hilton, also agreed with Sandra saying that after her separation with Nick Carter, she went to one of the Kabbalah centers and she was given a red bracelet that has been assisting her cope with life.  According to an interview conducted by Times Magazine, it was clear that not all Hollywood celebrities joined Kabbalah due to their personal problems, instead, some like the late Sammy Davis, he just wanted to be part of one of the ancient religions in the world and hold to something that was not only material which at the end of the day will give him inner strength.

Kabbalah Center International is a non-profit organization which has its Headquarters in Los Angles, California. The primary purpose of establishing the Kabbalah Center is to provide teachings on Zohar and Kabbalistic. Since the foundation of Kabbalah Center, it has been offering the teaching online as well as through their centers all over the world.

The Kabbalah teachings were first presented by its founder Phillip Berg and his lovely wife, Karen Berg. The Jewish religion teaching center has staffs who are dedicated to offering the Kabbalistic teachings to their students all over the world.

How EOS Significantly Increased Sales in the Lip Balm Industry

Anyone who keeps up with the latest Facebook trends for celebrities has probably seen some of their favorite stars carrying little pastel colored spheres. These spheres contain a lip balm product produced by a company called Evolution of Smooth. The fact that these colorful orbs have become staples with people like Miley Cyrus and Kim Kardashian, is due to the way the founders chose to market their revolutionary new product. They needed an interesting and appealing angle if they were going to beat out the existing products in the lip balm market.

An Unusual Marketing Strategy

In an online article co-founder Sanjiv Mehra talks about how their company managed to propel sales in the lip balm industry to over $2 billion dollars. Not only did the team behind Evolution of Smooth decide to change the way lip balms looked, they also changed the way they performed. EOS lip balm catered to the need for organic products with their line of all natural lip balms. These balms are formulated to stimulate the senses in a manner not previously available in the lip balm market. Targeting the senses became the primary focus of how the balm would be created and presented to the general public.

This led them to create a different type of package, which ended up becoming the palm sized sphere used today. The team also conducted a survey among women to see what type of beauty products they were more inclined to purchase. This information was extremely helpful in the creation of both the package and the balm. Their strategy paid off big time when women began choosing the colorful little spheres filled with flavorful balms over the name brand generic products.

Read the article here: https://www.fastcompany.com/3063333/startup-report/the-untold-story-of-how-lip-balm-upstart-eos-outdid-chapstick