David Giertz Gives Take on Social Security

The life insurance and financial planning industry is very important when it comes to ensuring people are financially prepared for the future. One of the leading professionals in the industry is David Giertz, who is currently the SVP of Nationwide Life Insurance Company, specifically in the Nationwide Financial Distribution and Sales division.

Giertz has dedicated the majority of his career to selling products and consulting services to those that are in need with financial planning assistance. Giertz has also gone on record several times, through a number of different interviews, discussing the state of the social security system in the United States. This includes a recent interview with the Wall Street Journal.

While being interviewed by the Wall Street Journal, David Giertz gave a number of candid opinions about the social security system in the United States. He stated that the system was initially formed with good intentions, but it is currently headed toward financial failure without some major change. Currently, the system on cnbc.com is expected to last no more than 25 more years before it starts to lose money. The potential for loss is due to a variety of factors including increased life expectancy, retirement of the baby boomers, and less younger professionals in the country.

Because of the looming issue with social security at https://vimeo.com/davidgiertz, it is very likely that the system will be changing in coming years. One of the most likely changes that will be coming will be a delay in the retirement age. Right now people will receive their full benefit at 67, but that age is likely to be moved back in the near future. It is also likely that the level of income will decline. Giertz further stated on soundcloud.com that due to these changes to the system coming in the future, people need to plan and save even more to compensate.

Brian Bonar: A Versatile, Visionary Business Executive

Brian Bonar is a talented, visionary leader. Born in Scotland, he earned a mechanical engineer degree from Strathclyde University in Glasgow, Scotland. He also has both an MBA as well as a PhD from Staffordshire University in England in International Business Development Studies.

After completing his education, Bonar spent the next 18 years working with IBM Europe. That enabled him to make connections with printer makers in Japan and Korea. Those connections would become valuable later in his career.

After leaving IBM Europe, Bonar held leadership positions in a number of companies. First he spent just over 4 years as director of engineering with QMS. There he was in charge of a team of software and hardware engineers. He then worked with Rastek Corporation as a vice president.

Next, he became sales manager of Adaptec and helped them to connect with printer manufacturers in Asia. In 1994 Bonar founded his own printer company, Bezier Systems. After running it for a year, he became vice president of sales and marketing for the printing company itec imaging technologies from 1995 until 1999.

Bonar then became involved in another industry. He was hired as president of Allegiant Proffesional Business Services a company which sold insurance products. He also became chairman and CEO of Dalrada Financial Services, a position which he still holds.

Bonar was The Solvis Group’s chairman and CEO from 2003 to 2006. In 2006 Brian Bonar founded AMS Outsourcing and in 2011 he became CEO and chairman of Trucept, a temporary staffing and insurance services company. Bonar was also a member of the board of Warning Management Corporation, The Solvis Group, America Marine LLC, Dalrada Financial Corporation and Alliance National Insurance Company.

Recently Brian Bonar has become involved in the restaurant industry in San Diego, California. He hired Patrick Pontasy, an award-winning French chef and opened Bellamy’s. With chef Pontasy’s unique talent and Bonar’s vision and management skills, the restaurant was an instant success.

Bonar then bought a 144 acres of land and built a restaurant and event space called The Ranch at Brandy’s Canyon. The facility also has a working farm. It’s quickly becoming destination dining for locals and visitors alike.

Part of the reason for Brian Bonar’s success in so many industries is his wide array of valuable skills. They include turn around management, restructuring, process improvement, new business development, employee relations, finance sourcing, venture capital, private equity, sales, marketing strategy, and lead generation.

According to Bloomberg, many people describe Brian Bonar as being a strategy oriented, gifted man with the rare combination of problem solving skills and the ability to make things happen. Plus he’s bright, articulate and creative and he’s shown the versatility to be able to succeed in any industry.


Why Is Wen By Chaz Unique?

Wen by Chaz was created by Chaz Dean, an L.A. stylist to the stars. The product line includes several unique products that enhance the strength, texture, shine, and sheen of the hair. These products have been around for several years now, with thousands of women proudly showing off flawless hair after use.

Wen by Chaz products are unique, work wonderfully on all hair types, and have been scientifically-researched so that you get the immaculate results that you seek.

The Wen by Chaz Cleansing Conditioner is the most popular of the products offered in the line. The Cleansing Conditioner is a five-in-one formula that works to deep condition and replenishing the hair while it also cleanses it deep down. The amazing part is that the Cleansing Conditioner works without any water needed. Simply follow the simple instructions on the package and in no time, you’ll have cleansed, conditioned hair. After using the product only one time, you’ll love the results. With continued use, you’ll be ready to go to L.A. and personally thank Chaz Dean for your incredible hair.

This product, as well as the many others in the Wen by Chaz line, is unique for many reasons. You can search, but you won’t find, a product that is as amazing as those created by Dean. Not only does the cleansing Conditioner and other products use natural ingredients to prevent stripping the hair of its natural oils, they also work to revive the health of the hair. The results of the Cleansing Conditioner are noticeable after the very first use. Furthermore, there’s a 60-day money-back guarantee offered with the products sold in the Wen by Chaz hair care line. You can try them out and learn if they exceed your expectations. If not, you can get a refund of your money!

Jewish Region Teaching Center- Kabbalah

Madonna got interested in Kabbalah a move that was also taken by some celebrities in Hollywood. Madonna’s interest led to her opening more than one Kabbalah centers in the United States. Madonna went ahead to invest heavily on the Jewish tradition and was followed by a number of other celebrities including Elizabeth Taylor, Britney Spears, Sandra Bernhard, Paris Hilton, and Marylin Monroe. The big question that has remained in the minds of people is why the big names have decided to change and dedicate to culture and religion they were not born. The celebrities even go to the extent of converting to Judaism and practicing the religion.

According to Sandra Bernhard, the Kabbalah has eliminated 80% of her problems. Another Hollywood celebrity Paris Hilton, also agreed with Sandra saying that after her separation with Nick Carter, she went to one of the Kabbalah centers and she was given a red bracelet that has been assisting her cope with life. The feeling is the same with other Kabbalah students. According to an interview conducted by Times Magazine, it was clear that not all Hollywood celebrities joined Kabbalah due to their personal problems, instead, some like the late Sammy Davis, he just wanted to be part of one of the ancient religions in the world and hold to something that was not only material which at the end of the day will give him inner strength.

Kabbalah Center International is a non-profit organization which has its Headquarters in Los Angles, California. The primary purpose of establishing the Kabbalah Center is to provide teachings on Zohar and Kabbalistic. Since the foundation of Kabbalah Center, it has been offering the teaching online as well as through their centers all over the world.

The Kabbalah teachings were first presented by its founder Phillip Berg and his lovely wife, Karen Berg. The Jewish religion teaching center has staffs who are dedicated to offering the Kabbalistic teachings to their students all over the world. The Kabbalah Center was founded in 1965.

How EOS Significantly Increased Sales in the Lip Balm Industry

Anyone who keeps up with the latest Facebook trends for celebrities has probably seen some of their favorite stars carrying little pastel colored spheres. These spheres contain a lip balm product produced by a company called Evolution of Smooth. The fact that these colorful orbs have become staples with people like Miley Cyrus and Kim Kardashian, is due to the way the founders chose to market their revolutionary new product. They needed an interesting and appealing angle if they were going to beat out the existing products in the lip balm market.

An Unusual Marketing Strategy

In an online article co-founder Sanjiv Mehra talks about how their company managed to propel sales in the lip balm industry to over $2 billion dollars. Not only did the team behind Evolution of Smooth decide to change the way lip balms looked, they also changed the way they performed. EOS lip balm catered to the need for organic products with their line of all natural lip balms. These balms are formulated to stimulate the senses in a manner not previously available in the lip balm market. Targeting the senses became the primary focus of how the balm would be created and presented to the general public.

When the team behind EOS originally conducted research into the field of lip balms, they discovered the products available were pretty generic in nature. This led them to create a different type of package, which ended up becoming the palm sized sphere used today. The team also conducted a survey among women to see what type of beauty products they were more inclined to purchase. This information was extremely helpful in the creation of both the package and the balm. Their strategy paid off big time when women began choosing the colorful little spheres filled with flavorful balms over the name brand generic products.

Read the article here: https://www.fastcompany.com/3063333/startup-report/the-untold-story-of-how-lip-balm-upstart-eos-outdid-chapstick


Michael Zomber: Forty Years Of Expertise In Ancient Arms And Armor

Michael Zomber is an expert on antique arms and armor. He has been collecting them for over 40 years. He has been a History Channel guest historian numerous times during the series called Tales of the Gun. He shared his expertise on the segments on Guns of the Orient, Guns of the Famous, Dueling Pistols, Million Dollar Guns, Automatic Pistols and Shotguns. Zomber is also a recognized expert on Japanese samurai swords. He is also a published author that has written several historical novels and has produced Soul of the Samurai, a critically acclaimed documentary film.

A husband and father of two, Zomber is a native of Washington D.C. and lives just outside Philadelphia with his wife and children. He attended UCLA where he earned bachelor’s and master’s degrees in English Literature as well as a BS in Psychology. At heart Michael Zomber is a story teller. He has written over a dozen screenplays as well as several historical novels including Son of Kentucky, Sweet Betsy That’s Me: A Child of the Civil War, Sweet Betsy, Shogun Iemitsu and Jesus and the Samurai. He also wrote Park Avenue, a book that looks at high level art auctions and is based on personal experiences with Christie’s, Sotheby’s and major auction houses. He also owns Renascent Films LLC with his wife Andrea.

More about Zomber here: Zomber as Producer

Michael Zomber is an expert in 16th to 19th century American, European, Islamic and Japanese arms and armor. He points out that French King Louis XIII, King Ludwig of Bavaria, Russia’s Katherine the Great and President Abraham Lincoln all collected and commissioned fine firearms. Zomber sees his role as someone who is preserving exquisite ancient arms for future generations. He tries to sell the ancient weapons to people that appreciate their historical value and will keep them preserved in pristine condition.

Historian Zomber understands the futility and horrors of war. Therefore he supports a number of non-governmental organizations that consistently work towards and foster peace. Those organizations include UNICEF, Global Exchange, Amnesty International, Doctors Without Borders, Antiwar.com, Randolph Bourne Institute, Disabled American Veterans, The Smile Train and Get Lit.

Failing in School is not the End with Marc Sparks

Marc Sparks is an American businessman who does not attribute his success to mere luck. He instead says that success is as a result of hard work and determination. Having faced failure several times, he says that it keeps him on his toes and does not see himself above other people.

To inspire other people to be like him, he has published a book called They Can’t Eat You and uses his life as an example. Marc Sparks was not a bright student is school and graduated with a C grade. This did not discourage him. He put a lot of effort and is today known as an investor, philanthropist, and entrepreneur.

Marc Sparks has invested in several businesses and hence the title serial entrepreneur. Some of these businesses can be found in the telecommunication, real estate, and finance industries. He is a renowned venture capitalist meaning that he funds other people’s ideas and gets to profit in the process.

For your idea to receive funding by Marc Sparks, it must meet the following criteria. First, you must show some faith and pride in the product you are offering. Second, the product must be simple and straight to the point. Thirdly, he requires you to have a business strategy in your mind at all times. Finally, for you to receive some funding from Marc Sparks, the product you are offering must be unique and difficult to replicate by competitors.

Marc Sparks does not keep all the money he makes for himself but donates some to the less privileged. Being based in Dallas, Texas, Marc contributes for the Samaritan Inn. This is a homeless shelter in the area, and he has been involved with this organization since the 1980s.

Other than the Samaritan Inn, Marc Sparks is involved with the American Can! Academy. This is a network of magnets schools, and he is involved with raising fees for children from a poor background and supporting them with learning materials such as books and computers. Finally, on the issue concerning philanthropy, he is involved with the Sparky’s Kid Foundation where he helps poor kids. Marc has also built homes for the homeless with the Habitat for Humanity in the past.

As of today, Marc is involved with several companies. This includes Timber Creek Capital and Splash Media where he occupies the position of chief executive officer. Some of his roles with Timber Creek Capital involves providing financial assistance for his clients. Financial assistance can take many forms from capital, equipment, office space as well as banking services and marketing.

He is also involved with other firms such as Bonn Oir, Blue Jay Wireless, Cobalt Real Estate, and Agency Matrix. Among the things that define him is a good work ethic and a never say never attitude.


Doe Deere Takes Lime Crime to New Highs

Doe Deere is the mind and driving force behind the phenomenal success of Lime Crime. She has maintained a sense of mystery about her personal life while at the same time being the model for her iconic makeup and her personal fashion statement that included blue chiffon hair and mixing unmatched clothing colors and patterns. Doe Deere and her Lime Crime Empire know no boundaries and this is a large part of her personal success. As fashions change and sometimes regress, Deere has found a niche with the newest leisure wear and sexually amorphous fashion styles. What was considered risque or outlandish yesterday is today’s accepted style. There is no going back for Deere who has made a fortune from these new tastes of modern young women.

Deere was recently interviewed and published in an edition of ideamensch. Within the interview, she expressed thanks to her husband and her only regret is that she did not start her makeup business sooner. While she sees the aggressive style of management as old school and not rewarding or productive, she does credit the book written by Donald Trump, Think Big & Kick Ass for inspiration and she claims that it will change the thinking of anyone who reads it. Read the entire interview in ideamensch here: https://ideamensch.com/doe-deere/

It looks like Deere has changed from the Queen of Unicorns to the Chairman of the Board. She is now willing to mentor young female business people and will try to spread her business acumen to those willing to listen from the world of business to the small business person on the street.

Previously, there was much to like and admire in the Doe Deere, the Queen of the Unicorns. She was an inspiration to her followers, and her fashion and makeup statements with her as the model were tantalizing. She has a quality that is seldom experienced in the real world. She has stretched the boundaries of fashion, made a strong statement, and carries it all off with style and charm.

She is a celebrity whose followers share a sense of admiration for this Queen of Unicorns, and they and many of us can not get enough of Doe Deere.


George Soros Contributes Millions Of Dollars Towards The Criminal Justice Reform Agenda

George Soros is quietly overhauling the U.S. justice system through funding local district attorney campaigns. The billionaire hopes that this approach will help bring in progressive prosecutors into the justice system. This move will be a critical factor in pushing for criminal justice reform on Snopes across the United States. Over the past one year, Soros has spent over $3 million in seven local district attorney campaigns.

Although George Soros is known for injecting millions of dollars into the presidential campaigns, his new approach has caught many people by surprise. When he started funding the campaigns, most analysts believed that he was just interested in the candidate and not a complete overhaul of the system. With involvement in over seven districts, it is now clear that the self-made billionaire is out to fund a reform without causing ripples in the traditional political systems on Investopedia. For Soros, a reformed justice system is just as good as a progressive president and congressional representatives.

Most of the candidates that George Soros has been supporting have been of the Hispanic or African-American origin Soros does not base his support on one’s origin but his or her ideologies. All the candidates share similar ideas with the hedge fund investor such as reducing racial disparity in sentencing. The candidates are also fighting for directing some drug offenders to other programs rather than trial. This kind of reform may take long to achieve, but with success in a few districts, it would be easier to introduce progressive prosecutors on Forbes across the United States. Success of this strategy will end the era of conservative incumbents.

The $3 million contributed by Soros has funded campaigns in Florida, Louisiana, Mississippi, Illinois, New Mexico, and Texas. The funds have been channeled through a network of state-level super PACs. George Soros sends money to the organizations directly from his accounts. The records of the transactions are available to the public. Different lobby groups have received donations from the Civic Participation Action Fund. To facilitate the success of the campaign, Soros has teamed up with an entity called ‘527’ unlimited money group.

In Florida, the local organization, The Florida Safety and Justice Group, has injected over $1.4 million into the local campaigns. Soros and his 527 group donated the money. The funding instantly revolutionized the local campaigns as it helped Aramis Ayala, the candidate backed by the organization, to improve her outreach. She is running against the incumbent, Jeff Ashton. Central Florida has a population of over $1.6 million people.

According to her ads, Ayala would like to use her future position to ensure that bias in delivering justice based on an individual’s background is eliminated. She will treat people who have committed the same crime in a similar manner. There has been a public outcry across the United States that African Americans and Hispanic criminals were being punished more compared to other Americans.

About George Soros
George Soros is a successful business magnate, political activist, author, and philanthropist. He was born in Budapest, Hungary in 1930. Over the years, he has established himself as a hedge fund guru. Soros is the chairman of Soros Fund Management. According to Forbes, Soros is worth a staggering $24.7 billion as per recent estimates. Moreover, he is a major supporter of Democratic causes.

Waiakea: An Improved Brand of Drinking Water

Bottled water is one of the most under rated products in the beverage market, but it is a popular drink for consumers. Ryan Emmons exploited the potential of the bottled water market by coming up with a brand that has an environmentally friendly package and distinct health benefits. The founder of Waiakea water is proud to have ventured in to this market that is dominated by old businessmen. According to him, the industry comprises of entrepreneurs who are above 50 years and offers no tolerance for the youth.

Emmons success with Waiakea Water has caused many people to take him seriously. Waikea has grown 4000% since it was founded in 2012 when Emmons was 22 years old. The annual growth rate of Waiakea is 170% coming from 2,304 to over 122,000 cases worth of sales annually over a period of 3 years. Currently, Waiakea is worth $ 10 million, a fete that initially was hard to imagine.

Nutritious Brand

The water is enriched by minerals such as potassium, magnesium, and calcium, all good elements for one’s skin, bones, nails, and hair. Waiakea spring also has a significant level of silica. According to Emmon, drinking 10 mg of silica in water reduces one’s risk of suffering from Alzheimer’s.

The pH of the water is 7.8-8.8, which makes it a naturally alkaline product. The pH of pure water is 7. Water that is artificially ionized deceived one’s body that they are getting alkaline. Experts are against artificially ionized water and do not recommend it for daily consumption.

Sustainable Water

According to Specialty Food, Waikea water is located on 10M square miles in an ocean. Waiakea Hawaiian volcanic water comes from rain and snowmelt on the peak of Mauna Loa volcano. Waiakea water comes from an aquifer with a 1.4 billion gallon recharge rate. It is packaged in a depot that utilizes renewable energy.

A PR New Wire report shows that the sustainability of Waikea water lies in its packaging. The package consists of polyethylene terephthalate that is 100 percent recycled and uses less manufacturing energy compared to virgin or regular plastic bottles. The method used to manufacture the bottle reduces carbon emissions by over 90% compared to traditional bottles. The bottle is also BPA-free.

A Charitable Initiative

Waiakea water has been involved in several charitable events in an effort to help the community. Waiakea joined forces with a charity firm called Pump Aid that offers clean water to the society. Up to date, over 1.35 million people are beneficiaries of this initiative.

Learn more about Waiakea Water: http://www.forbes.com/sites/helainahovitz/2015/10/20/now-thats-refreshing-22-year-olds-hawaiian-bottled-water-grows-4000-in-3-years/#52a85baf5332